Equity Release Durham
Equity Release Durham – Unlock the equity in your home. Get in touch for a free initial consultation, without obligation.
Equity Release Durham – Welcome to Blue Sky Mortgages
Equity Release in Durham & Surrounding Areas – Allowing You To Have The Retirement You Deserve!
If you’re looking to release equity within your home and you’re over 55 we can help! You could release up to 60% of your property equity, stay in your home as long as you need and not have to worry about any monthly payments.
Equity release allows you to unlock some of the value of your home, turning it into a tax-free, cash lump-sum. We offer a lifetime mortgage. It’s essentially a long-term loan that’s repaid using your home once you pass away or require long-term care. Until then, you’ll remain a homeowner and won’t need to move out
Get in touch today to arrange a FREE consultation and let us take the hard work and stress out of equity release!
What is equity release?
What is the process?
*Please note that this process is not standard and may well vary between clients.
How long does it take?
Why could you use equity release for?
Release funds
Lifestyle
Family
Treat yourself
Holiday
Home improvements
Equity Release in Durham – About Later Life Money
We offer a no obligation home visit and face to face advice (in normal circumstances) to ensure you are fully informed and happy before any decisions are made. We are a local company serving local people.
We always encourage family involvement as part of the process where appropriate. We also offer holistic service on care home fees, immediate needs annuities and care home fees; wills and trusts are also available.
About Malcolm Robinson…

Meet Malcolm Robinson
Equity Release Specialist
With more than 25 years of experience in financial services, Malcolm is a highly qualified and experienced mortgage and protection adviser who has dedicated the last 10 years of his career to specialising in equity release. His extensive knowledge, professional qualifications, and client-focused approach have enabled him to help hundreds of homeowners make informed decisions about their financial future.
Over the course of his career, Malcolm has developed a deep understanding of the mortgage market and later-life lending sector. He has successfully guided clients through a wide range of financial circumstances, from straightforward equity release plans to more complex cases requiring careful consideration and tailored solutions. His expertise allows him to explain even the most complicated aspects of equity release in a clear, straightforward manner, ensuring clients feel informed and confident every step of the way.
Malcolm firmly believes that equity release is about far more than unlocking money from a property. For many people, it represents an opportunity to improve their quality of life, support family members, fund home improvements, supplement retirement income, or simply enjoy greater financial freedom in later life. He takes great pride in helping clients achieve these goals while ensuring that any recommendation is suitable for their individual needs and circumstances.
What truly sets Malcolm apart is his commitment to treating every client with the utmost respect, dignity, and care. He understands that discussing finances can be a significant decision, particularly when it involves a person’s home and future plans. Taking the time to listen, understand personal objectives, and answer questions thoroughly is at the heart of his approach.
Clients regularly commend Malcolm for his patience, professionalism, and willingness to go above and beyond. Whether that means spending additional time explaining options, working closely with family members, liaising with solicitors and lenders, or providing ongoing support throughout the process, he is dedicated to delivering an exceptional level of service from the first conversation through to completion and beyond.
His reputation has been built on trust, honesty, and long-term relationships, with many clients recommending him to friends and family as a result of the care and attention he provides.
Away from work, Malcolm is a passionate supporter of Newcastle United F.C. and enjoys attending matches as a season ticket holder whenever possible. He is also a keen gym enthusiast and believes that maintaining an active and healthy lifestyle is an important part of achieving balance both personally and professionally.
If you are considering equity release and would like to speak with a highly qualified adviser who combines decades of experience with a genuine commitment to client care, Malcolm would be delighted to help you explore your options and make the right decision for your future.
We’d love to speak to you!
If you’d like to speak to us about the possibilty of equity release in the Durham area, or further away, please get in touch today by clicking below….
This is a lifetime mortgage. To understand the features and risks please ask for a personalised illustration. Our typical advice fee is £995. A lifetime mortgage may impact your entitlement to means tested benefits and the inheritance you may leave. Plan availability is subject to lenders’ criteria and dependent on their terms and conditions.